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Retirement Assets

Q is for Qualified Domestic Relations Orders. These orders are often commonly referred to as QDROs. QDROs are court orders that allow a spouse whose name is not on a retirement plan to receive benefits or monies from the retirement plan. QDROS are used for retirement plans including 401k plans, defined benefit pensions, 403b plans, and other employer-sponsored retirement accounts. Assuming you need a Qualified Domestic Relations Order to access a retirement account--and you should never make this assumption without first speaking to an attorney--getting one is really the least of your worries. There are companies that are dedicated to drafting QDROS....